The valuable perks of Delta’s small-business credit cards — and why you should apply today

29 September 2023

Delta SkyMiles American Express Business cards reward small-business owners with valuable airline miles and other travel-related benefits. These benefits vary from card to card, but each one offers impressive benefits for anyone who wants to earn Delta SkyMiles on their business expenses.

The suite of cards has something for everyone — no matter how much you spend or how often you travel. You can choose the card that works best with your lifestyle and business needs.

Keep reading to learn more about Delta’s small-business credit cards and why you should consider applying today.

Delta small-business card benefits

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While Delta’s consumer American Express cards include benefits and bonus earnings geared toward the individual consumer, the business card portfolio is aimed at small-business owners. With every swipe, you’re earning miles that can be put to use for future flights — just by charging your business expenses to your card.

Delta SkyMiles Gold Business American Express Card

The entry-level card for small-business owners is the Delta SkyMiles® Gold Business American Express Card, which comes with the following benefits:

2 miles per dollar spent on purchases made directly with Delta
2 miles per dollar spent at restaurants
2 miles per dollar spent on eligible U.S. purchases for advertising in select media (effective Jan. 1, 2024, this benefit will have a cap of $50,000 in eligible purchases per year)
2 miles per dollar spent on eligible U.S. shipping purchases (effective Jan. 1, 2024, this benefit will have a cap of $50,000 in eligible purchases per year)
1 mile per dollar spent on all other purchases
$100 Delta flight credit after spending $10,000 on the card in a calendar year

The bonus miles on shipping and select advertising purchases are worth noting here, as they can really amplify a small business’ earning potential. Whether you’re paying to deliver your products to customers or using your card for marketing expenses in your local media market, the Delta Gold Business Amex has you covered.

For a limited time, new cardmembers can earn 75,000 bonus miles after spending $6,000 in purchases on their new card in the first six months of card membership, plus an additional 5,000 bonus miles after their first Delta purchase. Terms apply. Offer ends Oct. 25, 2023.

Delta SkyMiles Platinum Business American Express Card

To elevate your earnings and travel experience, consider bumping up to the Delta SkyMiles® Platinum Business American Express Card. More frequent Delta flyers can get a ton of value from this card, including the following perks:

3 miles per dollar spent on purchases made directly with Delta
3 miles per dollar spent on purchases made directly at hotels
1.5 miles per dollar spent on large purchases of $5,000 or more, up to 50,000 additional miles per year (note that if your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply — for example, you would earn 3 miles per dollar spent on purchases made directly with Delta and hotels instead of 1.5 miles)
1 mile per dollar spent on other purchases
One annual companion certificate for a round-trip ticket in domestic Main Cabin each year you renew your card (payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights for itineraries with up to four flight segments is required; baggage charges and other restrictions apply; see terms and conditions for details)

Small-business owners who frequently make large purchases would be a great fit for the Delta SkyMiles Platinum Business Card, as earning 1.5 miles per dollar spent is a solid return. And if you (or your employees) are regularly on the road, earning 3 miles per dollar spent on their hotel stays can really boost your SkyMiles account.

For a limited time, new cardmembers can earn 90,000 bonus miles after spending $8,000 in purchases on their new card in the first six months of card membership, plus an additional 10,000 bonus miles after their first Delta purchase. Terms apply. Offer ends Oct. 25, 2023.

Delta SkyMiles Reserve Business American Express Card

For loyal Delta flyers with a lot of business expenses, the Delta SkyMiles® Reserve Business American Express Card is the one to get. The card features an array of perks, including:

3 miles per dollar spent on purchases made directly with Delta
1.5 miles on all non-Delta-related purchases after spending $150,000 on the card in a calendar year (note that if your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply  — for example, you would earn 3 miles per dollar spent on purchases made directly with Delta instead of 1.5 miles)
One annual companion certificate for a round-trip domestic ticket in first class, Delta Comfort+ or Main Cabin each year you renew your card (payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights for itineraries with up to four flight segments is required; baggage charges and other restrictions apply; see terms and conditions for details)
If you don’t have Medallion status, the Reserve Card adds you to the complimentary upgrade list, after Medallion members.

Aside from the travel-related benefits, the standout here is the bonus-earning rate you receive once you hit $150,000 in spending. Big-spending businesses can rack up tons of miles by leveraging the Delta SkyMiles Reserve Business Card.

For a limited time, new cardmembers can earn 100,000 bonus miles after spending $12,000 in purchases on their new card in the first six months of card membership, plus an additional 10,000 bonus miles after their first Delta purchase. Terms apply. Offer ends Oct. 25, 2023.

Travel benefits

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The benefits you’ll get by holding a Delta SkyMiles Business card don’t end at earning SkyMiles. You’ll also get benefits on travel days.

When flying Delta-operated flights, you can expect Main Cabin 1 priority boarding, a free checked bag for you and up to eight companions on the same reservation, and a 20% statement credit on eligible inflight purchases. These apply to any of the cards above.

And when it’s time to use your miles, you’ll automatically save 15% when using miles to book award travel on Delta flights through delta.com or the Fly Delta app (not applicable to partner-operated flights or taxes and fees).

Related: How to redeem Delta SkyMiles for maximum value

Additional perks for small businesses

Beyond the rewards and travel-related perks, there are a number of added benefits for small-business owners on these cards.

Get employee cards

When you add employee cards to your account, you’ll earn miles on every purchase they make for your small business. You can even set individual spending limits on each card to ensure they’re responsibly using company funds.

Even better? Employee cards on both the Delta Gold Business Amex and the Delta Platinum Business Amex come with no annual fee.

Earn SkyMiles in 1 account

When you (or your employees) swipe your card, you don’t have to worry about managing a separate SkyMiles login. That’s because all SkyMiles earned from your business card and employee cards go into the same account.

You can then use those miles for your own travel or put them to use for your employees.

Bottom line

If you’re in the market for a business credit card, look at one of Delta’s American Express cards for small-business owners. No matter which card you choose, you’ll earn bonus miles on a variety of purchases and enjoy an array of travel perks — like a free checked bag and priority boarding on Delta flights.

Apply for one of Delta’s small-business credit cards and start earning SkyMiles on your business expenses today.

Official application links:

Delta SkyMiles Gold Business American Express Card
Delta SkyMiles Platinum Business American Express Card
Delta SkyMiles Reserve Business American Express Card

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